Your Medical Benefits
Upper Valley Haven offers five (5) medical plan to its eligible employees. Coverage is provided through MVP Health Care. Below is information on the benefits.
Contributions
Eligibility
1st of the month following date of hire for all full-time and part-time employees working regular hours
Health Savings Accounts (HSA)
An HSA is a tax-free savings account you can use to pay for qualified medical, dental, and vision services. The funds you contribute to an HSA are tax-free, any interest your HSA earns is tax-free, and you won’t pay taxes on funds you withdraw from your HSA to pay for qualified expenses.
Only enrollees in a high deductible health plan (HDHP) who also meet other HSA eligibility requirements may enroll in an HSA.
For more information: How to Save with an HSA
Your Dental Benefits
HOW Program Information
Learn how to get the most out of your Delta Dental plan
Your Vision Benefits
Upper Valley Haven offers their employees one(1) vision plan. For more information review the Benefit Summary below.
Premiums
These rates reflect full premiums with no defined contribution taken into account.
Eligibility
1st of the month following date of hire for all full-time and part-time employees working regular hours
Your Group Life Benefits
Upper Valley Haven offers Basic Life and Accidental Death & Dismemberment (AD&D) insurance to all eligible employees.
- You are automatically enrolled for $25,000
- Coverage will be reduced by 35% at age 65 and 50% at age 70.
- AD&D: You are automatically enrolled for an amount equal to your Basic Term Life coverage amount.
Contributions
This is 100% Employer paid.
Eligibility
Employees working 24+ hours are 90 days
Your Long Term Disability Benefits
Upper Valley Haven provides Long Term Disability coverage to all eligible employees.
- Employees may receive benefits starting after 26 weeks.
- Benefit is 60% of monthly pre-disability earnings, up to maximum $6,000, less deductible sources of income.
- Benefit duration is the earlier date you reach age 65 or 5 years. Afterwards, duration is based on a schedule
Contributions
This is 100% Employer paid.
Eligibility
Employees working 24+ hours after 90 days
Your Employee Assistance Program
The Employee Assistance Program by Magellan Healthcare provides professional and confidential services to help employees and family members address a variety of personal, family, life and work-related issues. From the stress of everyday life to relationship issues or even work-related concerns, the EAP can help with any issue affecting overall health, well-being and life management.
Contributions
This is 100% Employer paid.
Eligibility
All employees are eligible starting on the first day of employment.
Your Tuition Assistance
EXCITING NEW BENEFIT FOR EMPLOYEES!
Upper Valley Haven’s tuition assistance program is designed to help employees pay back student loan debt and improve their financial well-being.
Utilizing Upper Valley Haven’s relationship with The Richards Group, consultation services provided through GradFin are provided free of charge. GradFin is a new employee benefit program that is revolutionizing the way employees can reduce their student loan debt.
GradFIN will provide
- One-on-one education consultations with GradFin Consultation Experts to review your current loan status and discuss personalized payoff options to save on your loans.
- GradFin will offer a competitive interest rate reduction when you refinance your loans.
- GradFin will offer the lowest interest rates in the industry through their lending platform which is made up of ten lenders to maximize the chances that you will be approved for a new loan.
For more information or to schedule a one-on-one consultation visit:
Eligibility
In order to participate in the plan, you must satisfy certain age and service conditions under the plan:
Minimum age requirement: In order to participate in the plan, you must be at age 21
Help Center
GradFIN
For more information or to schedule a 15-minute appointment with a GradFin Consultation Expert click HERE!
Phone: (844) GRADFIN
Plan Information
Your Retirement Benefits
Upper Valley Haven, Inc. offers employees a 403(b) plan through T. Rowe Price. T. Rowe Price offers a wide selection of investment options and excellent online technology to help you better your retirement plan. Basic plan details are listed below and outlined in more detail in the Summary Plan Description. If you have questions about the plan, contact our Investment Advisor, Steve Burnett from The Richards Group, at sburnett@therichardsgrp.com. You can also call T. Rowe Price at (800) 354-2351 or access your account online at http://rps.troweprice.com.
If you have questions, contact a T. Rowe Price representative:
1-800-354-2351
TTY access, call 1-800-521-0325
Or
Steven Burnett Investment Advisor from The Richards Group:
sburnett@therichardsgrp.com
403(b) Education Session
Upper Valley Haven Vanguard 403(b) Exchange/Transfer Forms
Rollover Forms
Enrollment Flyer
SmartConnect - A Medicare Resource
The Richards Group has partnered with SmartConnect™, an exclusive, no-cost program created specifically to connect Medicare-eligible working adults to the world of Medicare benefits. Whether an employee plans to continue working or is transitioning to retirement, we tailor solutions designed around their needs. Our agents provide an unfiltered view of the entire range of options and prices available to the employee.
SmartConnect Upcoming Events
SmartConnect Contact Information
For more information or to get started, please click on the following link: https://gps.smartmatch.com/
Additional Information
